1. Comprehensive car insurance
  2. Zero Depreciation
  3. Third-party insurance

It is purchased when you want to be compensated for any damages to you, your co-passengers, and your vehicle in addition to third party coverage.

Every car owner understands that a comprehensive car insurance policy is essential to secure his precious asset against any sort of damage, may it be due to natural calamities, thefts, even acts of terrorism.

It is also known as Nil Depreciation or Bumper to Bumper cover that leaves out the ‘depreciation’ factor from the coverage.

It basically means that if your car or bike gets damaged following a collision, no depreciation is subtracted from the coverage of wear and tear of any body parts of your vehicle.

The insurance company will offer you 100% of the entire cost (of course, minus the deductibles) of the body part which has to be repaired or replaced.

Rest assured with Zero Depreciation your beloved vehicle will always remain 100% as good as new!

It protects a policyholder against losses that arise due to bodily injury/death to a third party or any damage to its property. It is mandatory by law to have third party insurance.

In India, car insurance policies are governed by the India Motor Tariff. Therefore, your vehicle’s coverage is standard, regardless of the brand of your car.